As someone renting, turning your space into a comfortable, personal haven matters. But the way you choose to decorate can strongly affect the portion of your security deposit returned when your lease ends.
Most lease agreements specify which changes you can make without asking and which need approval from your landlord. If you’re uncertain about these terms, you could make costly mistakes that lead to security deposit deductions.
Protecting your security deposit starts with knowing what is and isn’t allowed. Making smart decorating choices can help you avoid needless repair fees and get the most back at move-out.
Causing Damage to the Property
Decorating choices that damage the property are a frequent cause of security deposit deductions. Repair-worthy damage—like large holes left by heavy artwork or shelves, adhesives that pull off paint or wallpaper, or other physical modifications—can result in deductions from your deposit.
How much is deducted from your security deposit will depend on how extensive the damage is. To steer clear of disputes, review your lease agreement and familiarize yourself with the rules on decorating and property care.
Failure to Restore the Original Condition
If you change the décor, many leases require you to restore the property to its original condition prior to move-out. Otherwise, your landlord may apply part of your security deposit toward restoring the property to its original state.
While painting is a favorite way to personalize a rental, it’s also among the most common sources of disputes between renters and landlords.
Before painting, always check your lease and consult your landlord. Most leases require tenants to restore the original color and condition of the property at move-out.
Violating the Lease Terms
Ignoring lease terms regarding decor—for example, painting or putting nails in the wall without permission—can lead to security deposit deductions. Even something as minor as small nail holes from hanging art or a TV can affect how much you get back, especially when repairs are needed.
To protect your security deposit, plan décor with move-out in mind. Use hanging solutions that don’t require nails, or avoid mounting things on the walls when possible. Prevent wall damage by displaying large art or TVs on sturdy furniture.
Excessive Wear and Tear
Normal wear and tear is a given in a rental, but excessive damage from décor—such as scratches caused by heavy furniture or neglect—can result in your security deposit being reduced to cover repairs or replacements.
To prevent floor damage, always use protective materials like blankets or felt pads when moving furniture. Think about adding felt gliders to furniture feet, especially if you frequently rearrange.
Cleaning Costs
Landlords can also take cleaning costs out of your security deposit if the property is left in an unclean condition beyond normal wear and tear, whether caused by décor or general living habits.
Always plan your décor around the end of your lease, as you’ll need to return your rental to its original condition. Needing fewer repairs means you’re more likely to receive your full security deposit back.
Should you feel a deduction is unfair or not in line with local laws, document the property’s condition with photos at move-in and move-out, and talk directly with your landlord. If necessary, find out what your tenant rights are in your area and seek legal counsel.
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Originally Published on October 20, 2023
This content is provided for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Readers should consult with licensed professionals regarding their specific circumstances.
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